Living in the Philippines: A Guide for Expatriates and Returnees

Living in the Philippines can be challenging, especially for expatriates, particularly older ones. Many expats find that adjusting to life here takes time, as the cost of living, lifestyle, and cultural norms differ significantly from what they are used to in their home countries.

Many expatriates move to the Philippines seeking a more affordable lifestyle while also hoping to find love and meaningful connections—opportunities they may not have been able to find in their home countries. However, relocating to the Philippines isn’t always easy. It comes with sacrifices and risks, and success largely depends on how much financial flexibility and patience expatriates have. Careful planning and realistic expectations are essential for making the transition smoother.

Even for Filipinos like myself, who are already married and not actively in the dating scene, adjusting to the many idiosyncrasies of life in the Philippines can take time. Having grown up in America, I’ve had to readapt to cultural norms and everyday differences that I had outgrown.

Patience and financial flexibility are key virtues when adjusting to life in the Philippines. Treat time as your ally rather than your enemy, keep an open mind, and take everything in stride. Once you’ve learned the ins and outs of living in the Philippines, you’ll be able to adapt to the local way of life and gain a deeper understanding of how Filipinos think, live, and approach daily life.

Whether you are an expatriate seeking a new adventure, a retiree looking for a more affordable lifestyle, or a Filipino returnee reconnecting with your roots, understanding and adapting to life in the Philippines is a rewarding journey.